Selling the South Realty
 of Kentucky
  • Home
  • Find Your Place
  • Meet the Team
    • Amanda
    • Kristen
    • Vanessa
    • Geneva
    • Chandler
  • Contact Us
  • Resources
    • Apply for Loan
    • Buying
    • Selling
  • Rental
  • More
    • Home
    • Find Your Place
    • Meet the Team
      • Amanda
      • Kristen
      • Vanessa
      • Geneva
      • Chandler
    • Contact Us
    • Resources
      • Apply for Loan
      • Buying
      • Selling
    • Rental
Selling the South Realty
 of Kentucky
  • Home
  • Find Your Place
  • Meet the Team
    • Amanda
    • Kristen
    • Vanessa
    • Geneva
    • Chandler
  • Contact Us
  • Resources
    • Apply for Loan
    • Buying
    • Selling
  • Rental
Apply for a Loan HERE

What do i need to do?

Check List

Apply for loan with link above

If you have questions call or text 859.608.6200

Photo ID

Must not be expired 

Last 3 Paystubs

For all employers if you have more than one

Last 2 Months Bank statements

All pages for both checking and savings

Last 2 Years W2s

Only the W2 statement not the entire tax return

Most Current Retirement Statement

All pages of most recent statement


What do I do after I am approved?

Add a description about this category

Find a home in your budget

The loan officer will tell you how much you can get a loan for

You found a home and are under contract

After the proper inspections are done and acceptable send the contract to your loan officer.

Inspections

You and your realtor will order inspections on the home

Appraisal

The loan officer will order an appraisal to get a value of the home 

Home Owner's Insurance

You will need to reach out to your insurance agent to get a quote for your new home.

Title Work

The loan officer will order title work to be performed and set a closing date.

Review Closing Disclosure

The loan officer will review your interest rate, payment, fees, and any other cost with you via your closing disclosure prior to closing. 

Closing Day/Transfer of Deed

The title company will prepare documents to have the home switched over to your name. You will also sign your loan documents at closing to pay sellers. You are now a home owner and will get the keys to the home. 

Process subject to change based on lender policy


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