If you have questions call or text 859.608.6200
Must not be expired
For all employers if you have more than one
All pages for both checking and savings
Only the W2 statement not the entire tax return
All pages of most recent statement
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The loan officer will tell you how much you can get a loan for
After the proper inspections are done and acceptable send the contract to your loan officer.
You and your realtor will order inspections on the home
The loan officer will order an appraisal to get a value of the home
You will need to reach out to your insurance agent to get a quote for your new home.
The loan officer will order title work to be performed and set a closing date.
The loan officer will review your interest rate, payment, fees, and any other cost with you via your closing disclosure prior to closing.
The title company will prepare documents to have the home switched over to your name. You will also sign your loan documents at closing to pay sellers. You are now a home owner and will get the keys to the home.
Process subject to change based on lender policy
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